Toyota Aygos are the cheapest car for 17-year-old motorists to insure, new research has revealed.
Young motorists driving this model will only pay an average of £641 a year, according to data from Admiral, which looked at the cheapest cars for teenagers to insure in the UK.
Getting the best deal possible is important for young drivers as car insurance for their age group is typically very high with many paying into the thousands just to get on the road.
However, depending on the make and model of the vehicle, motorists can significantly lower their premiums.
Toyota Aygo's are the cheapest car for 17-year-olds to insure at £641 a year, Admiral data shows
Drivers - especially young ones - are encouraged to shop around for their insurance to see if they could save by moving providers.
Often having a telematics or 'black box' fitted can help them save as they will be monitored on how well they drive with safer drivers rewarded with lower premiums.
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Clare Egan, head of motor product at Admiral, said: 'With driving lessons back in full swing and the backlog for practical driving tests starting to decrease, more young drivers could be close to getting their full driving licence.
'For many 17-year-olds it can be expensive to get on the road, with several costs to consider. As well as paying out for a car, new drivers also have to think about the price of fuel, car insurance, vehicle tax and servicing - so it all adds up.
'Young drivers tend to pay more for their insurance because unfortunately they're statistically a higher risk. They're more likely to have an accident than older drivers and the accidents they have are more expensive.
'Car insurance for young drivers doesn't come cheap but shopping around can help them find the best deal.'
To help young drivers save on their insurance, Admiral calculated the top 10 cars which are the cheapest to insure, based on its own data from the first quarter of this year...
10. Mini Cooper
Average insurance cost for 17-year-old:£941
Mini Coopers will cost 17-year-olds an average of £941 to insure each year, new data reveals
The Mini Cooper sneaks into the top ten list with young motorists paying an average of £941 to insure the car.
Whilst not one of the cheapest models, the latest versions of the small motor is available in three or five door options. Having been around since 2001 (in BMW-owned guise), there are plenty on the used market.
9. Volkswagen Polo
Average insurance cost for 17-year-old:£849
The Polo, despite having a premium badge, is an affordable option for a new driver
The small German made Volkswagen Polo is also one of the cheapest cars to insure for 17-year-olds at £849 a year.
Depending on your needs, there are a number of models to suit, ranging in price and optional extras. Available on the market now for over 40 years, the small car is reliable and a good choice for those looking for an affordable first motor.
8. Ford Fiesta
Average insurance cost for 17-year-old:£842
Ford Fiestas, the UK's most popular car, can be insured for an average of £842 per year for 17-year-olds
The Ford Fiesta, which is also available with three or five doors, costs an average of £842 to insure for young drivers.
A very popular car, there are a range of models including Fiesta Trend, Titanium, Active and Vignale Edition.The Fiesta, which has been manufactured since 1976 and has been the nation's most-bought new car for 12 years straight.
7. Seat Ibiza
Average insurance cost for 17-year-old: £824
The Ibiza is Seat's supermini offering. The average premium for a 17-year-old Ibiza is £824
Seventh in the list, Seat Ibiza will cost 17-year-old drivers on average £824 a year to insure.
The Spanish made car is one of Seat's top sellers with three or five door options.
There are also a number of models to choose from including Seat Ibiza FR, Ibiza SE Technology and Ibiza Xcellence.
6. Vauxhall Corsa
Average insurance cost for 17-year-old: £808
The Corsa is another super popular model in the UK. In fact, it's the best seller so far in 2021. Young drivers will benefit from affordable insurance costs
Another small car, the Vauxhall Corsa has been a favourite of drivers for generations with it now available in an electric option.
Teenage drivers will also like the car for its relatively low insurance cost of £808 a year.
5. Renault Clio
Average insurance cost for 17-year-old:£741
Popular: The French model, Renault Clio, launched in 1990 and is now in its fifth generation
The French model, Renault Clio, launched in 1990 and is now in its fifth generation.
For 17-year-olds driving a Clio, they will only have to pay an average of £741 each year to insure the car.
It is now available in a hybrid form andnewer models come with features, such as electronic stability control, anti-lock brakes and emergency braking assistance.
4. Citroën C1
Average insurance cost for 17-year-old: £699
The Citroen C1 is the French firm's smallest city car offering - and premiums are equally relatively small
A 17-year-old insuring a Citroen C1 would pay an average of £699 a year, says Admiral.
The French city car, which has been produced since 2005, is popular with younger drivers due to the low running costs and dinky dimensions, which make it easy to manoeuvre.
The cars are available in four-seater, three-door or five-door hatchbacks with drivers able to choose from a 1.0-litre or a 1.2-litre engine.
3. Volkswagen Up!
Average insurance cost for 17-year-old: £697
The Up! is Volkswagen's smallest model on sale. Average costs for annual insurance for a 17-year-old is £697
The Volkswagen Up!, which has previously been named as the car with the lowest first year car insurance costs, is in the top three vehicles with the cheapest insurance.
17-year-olds will shell out just £697 a year, on average, to insure the car.
The small car is also now available in a battery electric version, called the e-Up!.
2. Fiat 500
Average insurance cost for 17-year-old:£682
Young drivers might find the Fiat 500's cute looks appealing. They'll also be drawn by the low premiums
Fiat 500's are one of the most popular cars for young drivers with the Italian model insurable for £682 for 17-year-old motorists.
The compact car is also now available as an electric model with Autonomous Driving, where the vehicle is able to accelerate, brake and stay within the lane autonomously. However, the affordable premiums are solely for the petrol-engined models, which remain on sale alongside the EV.
1. Toyota Aygo
Average insurance cost for 17-year-old: £641
Toyota Aygo was said to be the cheapest car for young drivers to insure at £641 each year
Taking the top spot, the Toyota Aygo has been named as the cheapest car for 17-year-olds to insure at a cost of £641.
The city car, which was first manufactured in 2005, was madealongside Citroen C1's and Peugeot 107/108 in a joint venture factory built in the Czech Republic by Toyota and the PSA Group.
With a small engine and affordable pricing, it is a popular purchase for many.
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What are 10 easy ways to get cheap car insurance? ›
- Compare car insurance quotes. ...
- Bundle your policies. ...
- Raise your deductible. ...
- Make sure you get all of the available discounts. ...
- Compare insurance rates when you're car shopping. ...
- Avoid tickets and accidents. ...
- Drop coverage you don't need.
The 2022 Chevrolet Spark boasts of being the cheapest of all cars produced in America at an astounding price of $13600.What car has the highest insurance rate? ›
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Most cars with an engine bigger than 1.4 Litres should be struck off your list of cars due to incredibly high insurance costs for a first driver, especially if you are 17 or 18 and getting your first car.What use of a vehicle is cheapest for insurance? ›
Some car categories are cheaper to insure, such as minivans, which are often equipped with good safety features and ratings. Factors like this can earn you insurance discounts. Other types of cars that are often cheaper to insure include small SUVs, pickup trucks, and subcompact vehicles.What makes a car cheaper for insurance? ›
The car you drive – The cost of your car is a major factor in the cost to insure it. Other variables include the likelihood of theft, the cost of repairs, its engine size and the overall safety record of the car. Automobiles with high quality safety equipment might qualify for premium discounts.Are cheaper cars less to insure? ›
Insurance costs tend to increase with vehicle purchase price, but the cheapest cars to buy aren't the cheapest to insure. Vehicles with values between $25,000 and $30,000 had the lowest auto insurance rates, at $2,209 per year on average — 6% less than the cheapest cars with values less than $25,000.Which is No 1 cheapest car? ›
Bajaj Qute is the cheapest car in India at present. It starts at INR 3.60 lakh. The fuel type is available in petrol and CNG. And the transmission of the car is manual.What is the cheapest normal car? ›
The Mitsubishi Mirage is nearly America's cheapest new car. The Mirage hatchback and Mirage G4 sedan come with the same 78-hp three-cylinder engine. A five-speed manual transmission is standard.What is the cheapest durable car? ›
- Nissan Leaf.
- Dacia Sandero.
- Lexus CT.
- Kia Niro.
- Toyota Yaris.
- Peugeot 3008.
- Seat Arona.
- Honda Jazz.
What is the #1 car insurance in America? ›
1. USAA. USAA is the best insurance company in our ratings. According to our survey, USAA customers report the highest level of customer satisfaction and are most likely to renew their policies and recommend USAA to other drivers.What is the #1 insurance in America? ›
Progressive is the No. 1 auto insurance company in the country in terms of market share, followed by State Farm, Geico and Allstate.What company sells the most car insurance? ›
State Farm is the largest auto insurance company based on written premiums and market share. Learn everything you need to know about State Farm and the other largest carriers.Can a 12 year old drive a car? ›
While they teach children to drive, they don't bother to tell children about safe driving practices, or that children below 18 are not allowed to drive a motor vehicle.What is the best car for a 17? ›
- Honda Civic (2012–2016) Best for resale value. Average price: $19,000 to $22,000. ...
- Toyota Camry (2012–2014) Best for reliability. ...
- Nissan Altima (2014 and newer) Best for safety. ...
- Mazda 3 (2012–2016) Best for tight budgets. ...
- Subaru Outback (2013–2016) Best for additional room.
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So, while SUVs generally are more expensive to insure than sedans, you may find that premiums will vary from model to model, depending on how the vehicle rates on these (and, potentially, other) factors. Therefore, it may be prudent to seek out an SUV that performs well on crash tests, and is less likely to be stolen.
Are newer or older cars cheaper to insure? ›
Are older cars cheaper to insure? Yes, most older cars are cheaper to insure, especially in terms of comprehensive and collision insurance. Cars lose value as they age, so the potential insurance payouts after an accident drop as well.Should you always go with the cheapest car insurance? ›
Cheap premiums mean rates may rise.
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Topping the list of the most stolen cars in America in 2020 is the 2006 Ford F-150. This is the second year the pickup has topped the listing, with over 44,014 units stolen in 2020, 13% higher than in 2019.How does the age of a car affect insurance? ›
Your car's age is considered by your insurer when calculating your insurance premium since it can determine which types of coverage may be necessary. For instance, a new car may benefit from optional new car replacement coverage, which is not available for older vehicles.What is the #1 best car? ›
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- 2023 Chevrolet Bolt. Best Electric Car.
- 2023 Hyundai Elantra Hybrid. Best Hybrid Car. Finalists: Toyota Camry Hybrid.
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- 2022 Toyota Corolla (compact car)
- 2022 Honda Accord (midsize car)
- 2022 Toyota Avalon (large car)
- 2022 Subaru BRZ (sports car)
- 2022 Acura ILX (lower-priced luxury car)
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What is the coolest cheapest car? ›
- Used Honda S2000.
- Used Subaru WRX.
- Used Ford Mustang GT.
- Used Nissan Sentra SE-R Spec V.
- Used Mazda RX-8.
- Used Jeep Wrangler.
- Used Honda Civic Si.
- Used MINI Cooper.
- Best Small Truck: Ford Maverick. Ford. ...
- Best Midsize Truck: Toyota Tacoma. Toyota. ...
- Best Full-Size Truck: Ford F-150. ...
- Best Heavy Duty Truck: Ram Power Wagon. ...
- Best Small SUV: Hyundai Tucson Hybrid. ...
- Best Small Luxury SUV: Genesis GV70. ...
- Best Midsize SUV: Kia Telluride. ...
- Best Full-size SUV: GMC Yukon.
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- MG. Reliability rating: 95.7% ...
- Kia. Reliability rating: 95.8% ...
- Mazda. Reliability rating: 95.9% ...
- Mitsubishi. Reliability rating: 96.9% ...
- Dacia. Reliability rating: 97.3% ...
- Lexus. Reliability rating: 98.7% ...
- Alfa Romeo. Reliability rating: 86.5% ...
- Land Rover. Reliability rating: 82.5%
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There are 28 million uninsured drivers drivers in the U.S. 1 in 8 motorists (12.6%) don't have auto insurance.What is the best insurance in the world? ›
|1||Berkshire Hathaway||United States|
|2||Ping An Insurance||China|
|3||China Life Insurance||China|
|Ranking||Insurance Company Name||Domicile|
|1||UnitedHealth Group Incorporated (1)||United States|
|2||Centene Corporation (1)||United States|
|3||Elevance Health, Inc.||United States|
|4||China Life Insurance (Group) Company||China|
Popular insurance company: Blue Cross Blue Shield
It also is the most popular health insurance company in the country. BCBS offers a wide range of plan options and types including HMOs (health maintenance organizations), EPOs (exclusive provider organizations) and PPOs (preferred provider organizations).
What car insurance company gets sued the most? ›
Report finds State Farm, Allstate most hit by insurance litigation in 2021.What is the biggest insurance company to fail? ›
Executive Life Insurance Company is regarded to be the biggest bankruptcy of an insurance company in the United States in the course of recent years.What is the 1 safest car? ›
- 2022 Subaru BRZ. ...
- 2022 Subaru Legacy. ...
- Tesla Model 3. ...
- 2022 Toyota Camry. ...
- 2022 Toyota Corolla. ...
- 2022 Volvo S60/S60 Recharge. ...
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- 2022 Volvo V60 Cross Country/V60 Recharge. Best Safety Value: $47,600 (Cross Country + Advanced Pkg)
Updated May 26, 2022.
|Small cars||Model years||Price|
|Toyota Corolla hatchback||2019 or newer||$18,700|
|Honda Insight||2019 or newer||$19,800|
|Subaru Crosstrek||2018 or newer||$19,900|
Kathy Bernstein, senior manager of teen driving initiatives at the National Safety Council, says teens should not have their own cars. “A family might have a car that a teen uses, but the parents need to own the car and hold the keys,” Bernstein says. “Kids will drive at some point.Which car brand has least problems? ›
RepairPal Most Reliable Car Brands for 2022-2023:
Toyota once again wins the top spot with Honda, Kia, Lexus, and Acura completing the rest of the top five.
The nine models with zero deaths were: Audi A4 four-wheel drive, a midsized luxury car; Honda Odyssey, a minivan; Kia Sorento two-wheel drive, a mid-sized SUV; the Lexus RX 350 four-wheel drive, a midsized luxury SUV; Mercedes-Benz GL-Class four-wheel drive, a large luxury SUV; Subaru Legacy four-wheel drive, a 4-door ...What car is safest in a crash? ›
What 2022 vehicles were rated the safest by the NHTSA and IIHS?
- Honda Accord.
- Honda Civic.
- Honda Insight.
- Acura TLX.
- Lexus ES.
- Lexus IS.
- Toyota Camry.
- Toyota Corolla.
- We found that the cheapest cars for new drivers are the Ford F-150, Honda CR-V, Toyota Tacoma, Ford Escape, and Subaru Outback.
- Older vehicles are often much cheaper to insure, and new drivers can save even more money by buying a liability-only policy if they can afford to replace their car out-of-pocket.
Often, 100,000 miles is considered a cut-off point for used cars because older vehicles often start requiring more expensive and frequent maintenance when mileage exceeds 100,000.
How much should a 17 year old spend on their first car? ›
Just because it's their first car doesn't mean it needs to be their most expensive one, which is why many parents opt for used cars. Based on that approach, anywhere from $5,000 to $20,000 is generally recommended. For instance, Kelley Blue Book compiled a list of best cars for teens under $20,000.Can you drive your parents car at 17? ›
Can you drive your parents' car on a provisional licence? Yes, if you are properly insured and comply with other legal requirements for learner drivers, such as being properly supervised by a more experienced driver, and displaying L plates.How much should a 17 year old spend on a car? ›
It's generally suggested that parents cap their spending limit at around $10,000 for their teen's first vehicle, and most stick to used ones. If you stick to this guideline, then the most you need to save is around $2,000.What is a nice car for a woman? ›
- Hyundai Tucson.
- Nissan Versa.
- Kia Forte.
- Honda CRV.
- Chevrolet Spark.
- Ford Mustang.
- Mazda CX3.
- Toyota Lexus RX 450h Hybrid.
The 10 Easiest Cars To Drive 2023
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