We reveal the ten cheapest cars for 17 year old motorists to insure (2023)

Toyota Aygos are the cheapest car for 17-year-old motorists to insure, new research has revealed.

Young motorists driving this model will only pay an average of £641 a year, according to data from Admiral, which looked at the cheapest cars for teenagers to insure in the UK.

Getting the best deal possible is important for young drivers as car insurance for their age group is typically very high with many paying into the thousands just to get on the road.

However, depending on the make and model of the vehicle, motorists can significantly lower their premiums.

Toyota Aygo's are the cheapest car for 17-year-olds to insure at £641 a year, Admiral data shows

Drivers - especially young ones - are encouraged to shop around for their insurance to see if they could save by moving providers.

Often having a telematics or 'black box' fitted can help them save as they will be monitored on how well they drive with safer drivers rewarded with lower premiums.


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Clare Egan, head of motor product at Admiral, said: 'With driving lessons back in full swing and the backlog for practical driving tests starting to decrease, more young drivers could be close to getting their full driving licence.

'For many 17-year-olds it can be expensive to get on the road, with several costs to consider. As well as paying out for a car, new drivers also have to think about the price of fuel, car insurance, vehicle tax and servicing - so it all adds up.

'Young drivers tend to pay more for their insurance because unfortunately they're statistically a higher risk. They're more likely to have an accident than older drivers and the accidents they have are more expensive.

'Car insurance for young drivers doesn't come cheap but shopping around can help them find the best deal.'

To help young drivers save on their insurance, Admiral calculated the top 10 cars which are the cheapest to insure, based on its own data from the first quarter of this year...

10. Mini Cooper

Average insurance cost for 17-year-old:£941

Mini Coopers will cost 17-year-olds an average of £941 to insure each year, new data reveals

The Mini Cooper sneaks into the top ten list with young motorists paying an average of £941 to insure the car.

(Video) Cheapest Car Insurance for 17 Year Old New Drivers

Whilst not one of the cheapest models, the latest versions of the small motor is available in three or five door options. Having been around since 2001 (in BMW-owned guise), there are plenty on the used market.

9. Volkswagen Polo

Average insurance cost for 17-year-old:£849

The Polo, despite having a premium badge, is an affordable option for a new driver

The small German made Volkswagen Polo is also one of the cheapest cars to insure for 17-year-olds at £849 a year.

Depending on your needs, there are a number of models to suit, ranging in price and optional extras. Available on the market now for over 40 years, the small car is reliable and a good choice for those looking for an affordable first motor.

8. Ford Fiesta

Average insurance cost for 17-year-old:£842

Ford Fiestas, the UK's most popular car, can be insured for an average of £842 per year for 17-year-olds

The Ford Fiesta, which is also available with three or five doors, costs an average of £842 to insure for young drivers.

A very popular car, there are a range of models including Fiesta Trend, Titanium, Active and Vignale Edition.The Fiesta, which has been manufactured since 1976 and has been the nation's most-bought new car for 12 years straight.

7. Seat Ibiza

Average insurance cost for 17-year-old: £824

The Ibiza is Seat's supermini offering. The average premium for a 17-year-old Ibiza is £824

Seventh in the list, Seat Ibiza will cost 17-year-old drivers on average £824 a year to insure.

The Spanish made car is one of Seat's top sellers with three or five door options.

(Video) Cheapest Car Insurance for 17 Year Old (2023)

There are also a number of models to choose from including Seat Ibiza FR, Ibiza SE Technology and Ibiza Xcellence.

6. Vauxhall Corsa

Average insurance cost for 17-year-old: £808

The Corsa is another super popular model in the UK. In fact, it's the best seller so far in 2021. Young drivers will benefit from affordable insurance costs

Another small car, the Vauxhall Corsa has been a favourite of drivers for generations with it now available in an electric option.

Teenage drivers will also like the car for its relatively low insurance cost of £808 a year.

5. Renault Clio

Average insurance cost for 17-year-old:£741

Popular: The French model, Renault Clio, launched in 1990 and is now in its fifth generation

The French model, Renault Clio, launched in 1990 and is now in its fifth generation.

For 17-year-olds driving a Clio, they will only have to pay an average of £741 each year to insure the car.

It is now available in a hybrid form andnewer models come with features, such as electronic stability control, anti-lock brakes and emergency braking assistance.

4. Citroën C1

Average insurance cost for 17-year-old: £699

The Citroen C1 is the French firm's smallest city car offering - and premiums are equally relatively small

A 17-year-old insuring a Citroen C1 would pay an average of £699 a year, says Admiral.

(Video) Cheapest Car Insurance for 18 Year Olds

The French city car, which has been produced since 2005, is popular with younger drivers due to the low running costs and dinky dimensions, which make it easy to manoeuvre.

The cars are available in four-seater, three-door or five-door hatchbacks with drivers able to choose from a 1.0-litre or a 1.2-litre engine.

3. Volkswagen Up!

Average insurance cost for 17-year-old: £697

The Up! is Volkswagen's smallest model on sale. Average costs for annual insurance for a 17-year-old is £697

The Volkswagen Up!, which has previously been named as the car with the lowest first year car insurance costs, is in the top three vehicles with the cheapest insurance.

17-year-olds will shell out just £697 a year, on average, to insure the car.

The small car is also now available in a battery electric version, called the e-Up!.

2. Fiat 500

Average insurance cost for 17-year-old:£682

Young drivers might find the Fiat 500's cute looks appealing. They'll also be drawn by the low premiums

Fiat 500's are one of the most popular cars for young drivers with the Italian model insurable for £682 for 17-year-old motorists.

The compact car is also now available as an electric model with Autonomous Driving, where the vehicle is able to accelerate, brake and stay within the lane autonomously. However, the affordable premiums are solely for the petrol-engined models, which remain on sale alongside the EV.

1. Toyota Aygo

Average insurance cost for 17-year-old: £641

Toyota Aygo was said to be the cheapest car for young drivers to insure at £641 each year

Taking the top spot, the Toyota Aygo has been named as the cheapest car for 17-year-olds to insure at a cost of £641.

The city car, which was first manufactured in 2005, was madealongside Citroen C1's and Peugeot 107/108 in a joint venture factory built in the Czech Republic by Toyota and the PSA Group.


With a small engine and affordable pricing, it is a popular purchase for many.


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What are 10 easy ways to get cheap car insurance? ›

How to get cheap car insurance
  • Compare car insurance quotes. ...
  • Bundle your policies. ...
  • Raise your deductible. ...
  • Make sure you get all of the available discounts. ...
  • Compare insurance rates when you're car shopping. ...
  • Avoid tickets and accidents. ...
  • Drop coverage you don't need.
Mar 1, 2023

What's the cheapest car brand? ›

The 2022 Chevrolet Spark boasts of being the cheapest of all cars produced in America at an astounding price of $13600.

What car has the highest insurance rate? ›

Maserati Quattroporte

The Maserati Quattroporte is a luxury sedan that typically costs over $2,500 per six-month policy period to insure, making this car the most expensive vehicle to purchase auto insurance for in 2021.

What size engine car can a 17 year old drive? ›

Most cars with an engine bigger than 1.4 Litres should be struck off your list of cars due to incredibly high insurance costs for a first driver, especially if you are 17 or 18 and getting your first car.

What use of a vehicle is cheapest for insurance? ›

Some car categories are cheaper to insure, such as minivans, which are often equipped with good safety features and ratings. Factors like this can earn you insurance discounts. Other types of cars that are often cheaper to insure include small SUVs, pickup trucks, and subcompact vehicles.

What makes a car cheaper for insurance? ›

The car you drive – The cost of your car is a major factor in the cost to insure it. Other variables include the likelihood of theft, the cost of repairs, its engine size and the overall safety record of the car. Automobiles with high quality safety equipment might qualify for premium discounts.

Are cheaper cars less to insure? ›

Insurance costs tend to increase with vehicle purchase price, but the cheapest cars to buy aren't the cheapest to insure. Vehicles with values between $25,000 and $30,000 had the lowest auto insurance rates, at $2,209 per year on average — 6% less than the cheapest cars with values less than $25,000.

Which is No 1 cheapest car? ›

Bajaj Qute is the cheapest car in India at present. It starts at INR 3.60 lakh. The fuel type is available in petrol and CNG. And the transmission of the car is manual.

What is the cheapest normal car? ›

The Mitsubishi Mirage is nearly America's cheapest new car. The Mirage hatchback and Mirage G4 sedan come with the same 78-hp three-cylinder engine. A five-speed manual transmission is standard.

What is the cheapest durable car? ›

Cheap reliable cars
  • Nissan Leaf.
  • Dacia Sandero.
  • Lexus CT.
  • Kia Niro.
  • Toyota Yaris.
  • Peugeot 3008.
  • Seat Arona.
  • Honda Jazz.

What is the #1 car insurance in America? ›

1. USAA. USAA is the best insurance company in our ratings. According to our survey, USAA customers report the highest level of customer satisfaction and are most likely to renew their policies and recommend USAA to other drivers.

What is the #1 insurance in America? ›

Progressive is the No. 1 auto insurance company in the country in terms of market share, followed by State Farm, Geico and Allstate.

What company sells the most car insurance? ›

State Farm is the largest auto insurance company based on written premiums and market share. Learn everything you need to know about State Farm and the other largest carriers.

Can a 12 year old drive a car? ›

While they teach children to drive, they don't bother to tell children about safe driving practices, or that children below 18 are not allowed to drive a motor vehicle.

What is the best car for a 17? ›

The best cars for teenage drivers
  1. Honda Civic (2012–2016) Best for resale value. Average price: $19,000 to $22,000. ...
  2. Toyota Camry (2012–2014) Best for reliability. ...
  3. Nissan Altima (2014 and newer) Best for safety. ...
  4. Mazda 3 (2012–2016) Best for tight budgets. ...
  5. Subaru Outback (2013–2016) Best for additional room.
Sep 13, 2022

How many miles is too much for a first car? ›

Estimating an acceptable delivery mileage isn't an exact science, as the amount can vary by manufacturer and dealer. The general rule, though, is that anything under 200 miles is acceptable for a new car.

Can a 13 year old boy drive a car? ›

If you drive your vehicle without a valid driving licence, then you are committing a crime. If you want to drive a gearless motorbike up to 50cc, then the legal age for driving in India is 16 years. If you want to ride a bike with gear or a car, then the legal driving age in India is 18 years.

Can a 13 year old kid drive a car? ›

In the United States, a 13 year old can drive on private roadways. So, for example, a 13 year old whose parents own a several-thousand-acre farm/ranch can drive the family work truck around it no problem. He or she just can't drive on public roads.

Can you drive a car at 17 without a license? ›

In essence, you need to be 17 years old to drive on public roads. You will need to be in possession of either a full driving licence or a provisional driving licence. In both cases you need to be insured and the car you're driving needs to have a current MoT and road tax.

Are cars or SUVs cheaper to insure? ›

So, while SUVs generally are more expensive to insure than sedans, you may find that premiums will vary from model to model, depending on how the vehicle rates on these (and, potentially, other) factors. Therefore, it may be prudent to seek out an SUV that performs well on crash tests, and is less likely to be stolen.

Are newer or older cars cheaper to insure? ›

Are older cars cheaper to insure? Yes, most older cars are cheaper to insure, especially in terms of comprehensive and collision insurance. Cars lose value as they age, so the potential insurance payouts after an accident drop as well.

Should you always go with the cheapest car insurance? ›

Cheap premiums mean rates may rise.

You may find incentives such as accident forgiveness are not offered on cheaper policies, which can cost you in the long-term if you have a claim. The important takeaway from this is that you should review more than the price of an insurance quote before you choose a policy.

What color car makes insurance higher? ›

Does car color affect insurance rates? The color of your car doesn't affect your insurance rate. Instead, your insurance company uses other information, like your car's age, location, usage, and your driving record, to help determine insurance rates.

Does credit score affect car insurance? ›

A higher credit score decreases your car insurance rate, often significantly, with almost every insurance company and in most states. Getting a quote, however, does not affect your credit.

Is car insurance cheaper with more or less miles? ›

Having low annual mileage could lower your premium. That's because driving less lowers your risk of being in an accident. But your insurance provider will consider other factors too, including your age, where you live, your claims history and the car you drive.

What is the most stolen vehicle? ›

Topping the list of the most stolen cars in America in 2020 is the 2006 Ford F-150. This is the second year the pickup has topped the listing, with over 44,014 units stolen in 2020, 13% higher than in 2019.

How does the age of a car affect insurance? ›

Your car's age is considered by your insurer when calculating your insurance premium since it can determine which types of coverage may be necessary. For instance, a new car may benefit from optional new car replacement coverage, which is not available for older vehicles.

What is the #1 best car? ›

The winners: Cars
  • 2023 Honda Civic. Best Compact Car. Finalists: Mazda Mazda3, Toyota Corolla.
  • 2023 Chevrolet Bolt. Best Electric Car.
  • 2023 Hyundai Elantra Hybrid. Best Hybrid Car. Finalists: Toyota Camry Hybrid.
  • 2023 Kia K5. Best Midsize Car. Finalists: Toyota Camry.
  • 2023 Kia Rio. Best Subcompact Car.

What cars are cheap to own? ›

The cars that offer the lowest cost of ownership include:
  • 2022 Toyota Corolla (compact car)
  • 2022 Honda Accord (midsize car)
  • 2022 Toyota Avalon (large car)
  • 2022 Subaru BRZ (sports car)
  • 2022 Acura ILX (lower-priced luxury car)
  • 2022 Volvo X90 (luxury car)
Jul 18, 2022

What car costs $3 million dollars? ›

Limited Edition Bugatti Veyron by Mansory Vivere – $3.4 million. No list of supercars would be complete without some edition of the renowned Bugatti Veyron. The Mansory Vivere edition is not only fast but also expensive at $3.4 million which bags it a place in our list of most expensive supercars of 2023.

What is the coolest cheapest car? ›

10 Cool Cheap Cars On The Used Market
  • Used Honda S2000.
  • Used Subaru WRX.
  • Used Ford Mustang GT.
  • Used Nissan Sentra SE-R Spec V.
  • Used Mazda RX-8.
  • Used Jeep Wrangler.
  • Used Honda Civic Si.
  • Used MINI Cooper.

What car is the best buy right now? ›

The Best Cars You Can Buy in 2023
  • Best Small Truck: Ford Maverick. Ford. ...
  • Best Midsize Truck: Toyota Tacoma. Toyota. ...
  • Best Full-Size Truck: Ford F-150. ...
  • Best Heavy Duty Truck: Ram Power Wagon. ...
  • Best Small SUV: Hyundai Tucson Hybrid. ...
  • Best Small Luxury SUV: Genesis GV70. ...
  • Best Midsize SUV: Kia Telluride. ...
  • Best Full-size SUV: GMC Yukon.
Jan 18, 2023

Will car prices go down in 2023? ›

Prices could drop up 5% for new vehicles and 10% to 20% for used vehicles in 2023, according to a report in November from J.P. Morgan. The basis for the prediction is that demand has stabilized and vehicle inventory is improving.

What car brands don't break down? ›

The most reliable car brands - and the least
  • MG. Reliability rating: 95.7% ...
  • Kia. Reliability rating: 95.8% ...
  • Mazda. Reliability rating: 95.9% ...
  • Mitsubishi. Reliability rating: 96.9% ...
  • Dacia. Reliability rating: 97.3% ...
  • Lexus. Reliability rating: 98.7% ...
  • Alfa Romeo. Reliability rating: 86.5% ...
  • Land Rover. Reliability rating: 82.5%
Aug 6, 2022

What vehicle has the least repairs? ›

The report found that Lexus and Toyota make the most reliable cars, while Jeep and Mercedes-Benz make the ones you can depend on least. But those rankings reflect an average of all the cars each manufacturer builds. There can still be variation within any one brand.

Does car insurance go up after 70? ›

Even though older drivers are often careful and experienced road users, insurers tend to view the over 70s as high risk and push premiums up. One of the best ways to keep costs down is to reduce your mileage and increase your excess.

What percentage of Americans have no car insurance? ›

There are 28 million uninsured drivers drivers in the U.S. 1 in 8 motorists (12.6%) don't have auto insurance.

What is the best insurance in the world? ›

Top 10 Global Insurance Companies By Revenues, 2021 (1)
1Berkshire HathawayUnited States
2Ping An InsuranceChina
3China Life InsuranceChina
6 more rows

What is the highest insurance in the world? ›

World's largest insurance companies by net premiums written
RankingInsurance Company NameDomicile
1UnitedHealth Group Incorporated (1)United States
2Centene Corporation (1)United States
3Elevance Health, Inc.United States
4China Life Insurance (Group) CompanyChina
21 more rows

What insurance is most popular? ›

Popular insurance company: Blue Cross Blue Shield

It also is the most popular health insurance company in the country. BCBS offers a wide range of plan options and types including HMOs (health maintenance organizations), EPOs (exclusive provider organizations) and PPOs (preferred provider organizations).

What car insurance company gets sued the most? ›

Report finds State Farm, Allstate most hit by insurance litigation in 2021.

What is the biggest insurance company to fail? ›

Executive Life Insurance Company is regarded to be the biggest bankruptcy of an insurance company in the United States in the course of recent years.

What is the 1 safest car? ›

What are the Safest Cars?
  • 2022 Subaru BRZ. ...
  • 2022 Subaru Legacy. ...
  • Tesla Model 3. ...
  • 2022 Toyota Camry. ...
  • 2022 Toyota Corolla. ...
  • 2022 Volvo S60/S60 Recharge. ...
  • 2022 Volvo S90/S90 Recharge. Best Safety Value: $53,750 (Momentum + Advanced Pkg) ...
  • 2022 Volvo V60 Cross Country/V60 Recharge. Best Safety Value: $47,600 (Cross Country + Advanced Pkg)
Jun 24, 2022

What car is safest for new drivers? ›

If they're going to drive, choosing a safe vehicle is key. In addition to safety, reliability and affordability are also top concerns for families.
Updated May 26, 2022.
Small carsModel yearsPrice
Toyota Corolla hatchback2019 or newer$18,700
Honda Insight2019 or newer$19,800
Subaru Crosstrek2018 or newer$19,900
34 more rows

Is having a car at 17 good? ›

Kathy Bernstein, senior manager of teen driving initiatives at the National Safety Council, says teens should not have their own cars. “A family might have a car that a teen uses, but the parents need to own the car and hold the keys,” Bernstein says. “Kids will drive at some point.

Which car brand has least problems? ›

RepairPal Most Reliable Car Brands for 2022-2023:

Toyota once again wins the top spot with Honda, Kia, Lexus, and Acura completing the rest of the top five.

What car has no one ever died in? ›

The nine models with zero deaths were: Audi A4 four-wheel drive, a midsized luxury car; Honda Odyssey, a minivan; Kia Sorento two-wheel drive, a mid-sized SUV; the Lexus RX 350 four-wheel drive, a midsized luxury SUV; Mercedes-Benz GL-Class four-wheel drive, a large luxury SUV; Subaru Legacy four-wheel drive, a 4-door ...

What car is safest in a crash? ›

The National Highway Traffic Safety Administration (NHTSA) estimated that 42,915 people died in fatal car accidents in 2021.
What 2022 vehicles were rated the safest by the NHTSA and IIHS?
  • Honda Accord.
  • Honda Civic.
  • Honda Insight.
  • Acura TLX.
  • Lexus ES.
  • Lexus IS.
  • Toyota Camry.
  • Toyota Corolla.
Nov 22, 2022

What is the cheapest vehicle to insure for a new driver? ›

  • We found that the cheapest cars for new drivers are the Ford F-150, Honda CR-V, Toyota Tacoma, Ford Escape, and Subaru Outback.
  • Older vehicles are often much cheaper to insure, and new drivers can save even more money by buying a liability-only policy if they can afford to replace their car out-of-pocket.
Oct 10, 2022

How many miles is too many for a used car? ›

Often, 100,000 miles is considered a cut-off point for used cars because older vehicles often start requiring more expensive and frequent maintenance when mileage exceeds 100,000.

How much should a 17 year old spend on their first car? ›

Just because it's their first car doesn't mean it needs to be their most expensive one, which is why many parents opt for used cars. Based on that approach, anywhere from $5,000 to $20,000 is generally recommended. For instance, Kelley Blue Book compiled a list of best cars for teens under $20,000.

Can you drive your parents car at 17? ›

Can you drive your parents' car on a provisional licence? Yes, if you are properly insured and comply with other legal requirements for learner drivers, such as being properly supervised by a more experienced driver, and displaying L plates.

How much should a 17 year old spend on a car? ›

It's generally suggested that parents cap their spending limit at around $10,000 for their teen's first vehicle, and most stick to used ones. If you stick to this guideline, then the most you need to save is around $2,000.

What is a nice car for a woman? ›

Here is a list of the best and the most preferred cars by women across ages.
  • Hyundai Tucson.
  • Nissan Versa.
  • Kia Forte.
  • Honda CRV.
  • Chevrolet Spark.
  • Ford Mustang.
  • Mazda CX3.
  • Toyota Lexus RX 450h Hybrid.

What is the most easy car to drive? ›

They might be city cars, making them manoeuvrable and agile in cities. They might be high-riding, so that you can see out of them better on the move.
The 10 Easiest Cars To Drive 2023
  1. Hyundai i10. ...
  2. Fiat 500. ...
  3. Ford Fiesta. ...
  4. Renault Zoe. ...
  5. Toyota Corolla Touring Sports. ...
  6. Mercedes A-Class. ...
  7. Nissan Qashqai. ...
  8. BMW 3 Series.


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